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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,061 | $124,175-58.1% | $108,405-52.0% | $167,536-68.9% |
| Participation rate | 76.5% | 82.3%-5.8pp | 80.1%-3.7pp | 82.1%-5.6pp |
| Annual return | 15.32% | 1380.13%-1364.8pp | 905.55%-890.2pp | 478.82%-463.5pp |
| Employer contribution / active EE | $1,946 | $4,188-53.5% | $3,559-45.3% | $4,839-59.8% |
| Participant deferral / active EE | $3,896 | $6,908-43.6% | $6,563-40.6% | $6,342-38.6% |
| Admin fee / account holder | $725 | $9,457-92.3% | $7,297-90.1% | $12,315-94.1% |