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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,804 | $98,240-48.3% | $82,313-38.3% | $147,585-65.6% |
| Participation rate | 77.8% | 79.7%-1.9pp | 76.9%+0.9pp | 82.8%-5.1pp |
| Annual return | 14.75% | 30.85%-16.1pp | 25.88%-11.1pp | 578.58%-563.8pp |
| Employer contribution / active EE | $2,859 | $3,192-10.4% | $2,428+17.7% | $4,876-41.4% |
| Participant deferral / active EE | $8,056 | $4,383+83.8% | $3,706+117.4% | $5,439+48.1% |
| Admin fee / account holder | $2,690 | $8,563-68.6% | $5,608-52.0% | $10,886-75.3% |