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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,289 | $62,672-50.1% | $185,117-83.1% | $70,126-55.4% |
| Participation rate | 96.6% | 63.8%+32.8pp | 77.3%+19.3pp | 69.5%+27.1pp |
| Annual return | 18.83% | 40.79%-22.0pp | 40.50%-21.7pp | 73.15%-54.3pp |
| Employer contribution / active EE | $2,753 | $1,753+57.0% | $4,182-34.2% | $2,343+17.5% |
| Participant deferral / active EE | $4,743 | $3,272+45.0% | $5,045-6.0% | $3,332+42.3% |
| Admin fee / account holder | $3,954 | $3,932+0.6% | $8,159-51.5% | $4,645-14.9% |