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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,296 | $56,484+17.4% | $169,452-60.9% | $64,173+3.3% |
| Participation rate | 94.3% | 64.5%+29.7pp | 77.8%+16.5pp | 69.6%+24.7pp |
| Annual return | -9.45% | -1.55%-7.9pp | 1.83%-11.3pp | 7.63%-17.1pp |
| Employer contribution / active EE | $3,635 | $1,832+98.3% | $4,157-12.6% | $2,381+52.7% |
| Participant deferral / active EE | $6,369 | $3,448+84.7% | $5,277+20.7% | $3,470+83.6% |
| Admin fee / account holder | $2,569 | $4,174-38.5% | $9,110-71.8% | $4,887-47.4% |