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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,625 | $113,338+35.5% | $94,993+61.7% | $147,586+4.1% |
| Participation rate | 50.0% | 78.0%-28.0pp | 73.9%-23.9pp | 82.8%-32.8pp |
| Annual return | 14.42% | 20.80%-6.4pp | 27.14%-12.7pp | 578.59%-564.2pp |
| Employer contribution / active EE | $1,470 | $3,160-53.5% | $2,603-43.5% | $4,876-69.9% |
| Participant deferral / active EE | $11,859 | $3,777+214.0% | $3,317+257.5% | $5,439+118.0% |
| Admin fee / account holder | $858 | $6,063-85.8% | $4,960-82.7% | $10,886-92.1% |