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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,708 | $76,551+12.0% | $123,894-30.8% | $62,881+36.3% |
| Participation rate | 68.0% | 73.0%-5.0pp | 81.4%-13.4pp | 69.3%-1.3pp |
| Annual return | 15.49% | 18.68%-3.2pp | 47.52%-32.0pp | 20.14%-4.7pp |
| Employer contribution / active EE | $2,736 | $2,882-5.1% | $4,617-40.7% | $2,281+19.9% |
| Participant deferral / active EE | $7,493 | $4,840+54.8% | $5,984+25.2% | $3,203+133.9% |
| Admin fee / account holder | $3,346 | $4,826-30.7% | $8,357-60.0% | $4,296-22.1% |