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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,875 | $183,592-55.9% | $155,574-48.0% | $145,877-44.6% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 9.02% | 61.37%-52.4pp | 64.87%-55.8pp | 551.28%-542.3pp |
| Employer contribution / active EE | $10,052 | $5,317+89.1% | $4,676+115.0% | $4,663+115.6% |
| Participant deferral / active EE | $10,223 | $6,466+58.1% | $5,629+81.6% | $6,691+52.8% |
| Admin fee / account holder | $1,109 | $19,316-94.3% | $15,914-93.0% | $13,402-91.7% |