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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,875 | $183,592-55.9% | $155,567-48.0% | $145,959-44.6% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 9.02% | 61.24%-52.2pp | 64.74%-55.7pp | 561.95%-552.9pp |
| Employer contribution / active EE | $10,052 | $5,315+89.1% | $4,674+115.1% | $4,661+115.7% |
| Participant deferral / active EE | $10,223 | $6,464+58.1% | $5,628+81.7% | $6,689+52.8% |
| Admin fee / account holder | $1,109 | $19,318-94.3% | $15,916-93.0% | $13,398-91.7% |