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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,875 | $183,539-55.9% | $155,556-48.0% | $145,897-44.6% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 9.02% | 61.31%-52.3pp | 64.84%-55.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $10,052 | $5,315+89.1% | $4,675+115.0% | $4,663+115.6% |
| Participant deferral / active EE | $10,223 | $6,467+58.1% | $5,631+81.6% | $6,689+52.8% |
| Admin fee / account holder | $1,109 | $19,275-94.2% | $15,885-93.0% | $13,390-91.7% |