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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,849 | $76,551-74.1% | $123,894-84.0% | $62,881-68.4% |
| Participation rate | 71.4% | 73.0%-1.6pp | 81.4%-10.0pp | 69.3%+2.1pp |
| Annual return | 8.20% | 18.68%-10.5pp | 47.52%-39.3pp | 20.14%-11.9pp |
| Employer contribution / active EE | $1,937 | $2,882-32.8% | $4,617-58.0% | $2,281-15.1% |
| Participant deferral / active EE | $2,616 | $4,840-46.0% | $5,984-56.3% | $3,203-18.3% |
| Admin fee / account holder | $3,824 | $4,826-20.8% | $8,357-54.2% | $4,296-11.0% |