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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,207 | $118,488+25.9% | $98,462+51.5% | $139,487+7.0% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 21.95% | 18.96%+3.0pp | 21.17%+0.8pp | 373.84%-351.9pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,781 | $5,393-67.0% | $4,738-62.4% | $6,713-73.5% |
| Admin fee / account holder | $949 | $13,868-93.2% | $8,875-89.3% | $11,407-91.7% |