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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,665 | $154,193-51.6% | $130,045-42.6% | $139,466-46.5% |
| Participation rate | 40.0% | 82.0%-42.0pp | 78.5%-38.5pp | 80.3%-40.3pp |
| Annual return | 21.59% | 32.51%-10.9pp | -137.30%+158.9pp | 373.66%-352.1pp |
| Employer contribution / active EE | $2,374 | $5,292-55.1% | $4,321-45.1% | $4,754-50.1% |
| Participant deferral / active EE | $7,288 | $6,709+8.6% | $5,820+25.2% | $6,712+8.6% |
| Admin fee / account holder | $672 | $13,989-95.2% | $10,600-93.7% | $11,409-94.1% |