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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,738 | $89,370-29.8% | $141,197-55.6% | $72,976-14.0% |
| Participation rate | 63.3% | 75.1%-11.9pp | 82.5%-19.2pp | 69.5%-6.2pp |
| Annual return | 19.71% | 111.88%-92.2pp | 71.41%-51.7pp | 81.02%-61.3pp |
| Employer contribution / active EE | $2,139 | $3,115-31.3% | $4,736-54.8% | $2,440-12.3% |
| Participant deferral / active EE | $5,828 | $5,419+7.6% | $6,710-13.1% | $3,608+61.6% |
| Admin fee / account holder | $1,335 | $5,957-77.6% | $10,265-87.0% | $5,124-73.9% |