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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,144 | $58,493-74.1% | $84,021-82.0% | $72,975-79.2% |
| Participation rate | 67.3% | 61.2%+6.1pp | 69.0%-1.7pp | 69.5%-2.1pp |
| Annual return | 67.88% | 28.93%+38.9pp | 71.32%-3.4pp | 81.01%-13.1pp |
| Employer contribution / active EE | $1,249 | $1,163+7.4% | $1,984-37.0% | $2,440-48.8% |
| Participant deferral / active EE | $3,661 | $2,394+52.9% | $3,239+13.0% | $3,608+1.5% |
| Admin fee / account holder | $159 | $4,569-96.5% | $6,102-97.4% | $5,124-96.9% |