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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,666 | $105,158+5.2% | $94,672+16.9% | $139,487-20.7% |
| Participation rate | 76.9% | 82.4%-5.5pp | 80.8%-3.9pp | 80.3%-3.4pp |
| Annual return | 7.45% | 38.11%-30.7pp | 156.89%-149.4pp | 373.84%-366.4pp |
| Employer contribution / active EE | $630 | $4,107-84.7% | $3,673-82.8% | $4,755-86.7% |
| Participant deferral / active EE | $10,732 | $7,599+41.2% | $7,417+44.7% | $6,713+59.9% |
| Admin fee / account holder | $15,147 | $8,972+68.8% | $7,222+109.7% | $11,407+32.8% |