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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,124 | $157,304-40.8% | $141,197-34.0% | $152,909-39.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.69% | 64.34%-49.7pp | 71.41%-56.7pp | 345.46%-330.8pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,984 | $7,111+12.3% | $6,710+19.0% | $5,851+36.5% |
| Admin fee / account holder | $4,784 | $12,126-60.5% | $10,265-53.4% | $11,601-58.8% |