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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,382 | $162,136-46.1% | $152,301-42.6% | $154,746-43.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 22.95% | 91.02%-68.1pp | 80.50%-57.6pp | 172.34%-149.4pp |
| Employer contribution / active EE | $2,449 | $4,890-49.9% | $4,624-47.0% | $4,379-44.1% |
| Participant deferral / active EE | $9,423 | $8,341+13.0% | $8,004+17.7% | $6,730+40.0% |
| Admin fee / account holder | $1,151 | $15,759-92.7% | $14,398-92.0% | $14,365-92.0% |