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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,796 | $112,131-77.0% | $95,964-73.1% | $158,982-83.8% |
| Participation rate | 77.8% | 79.0%-1.2pp | 77.1%+0.7pp | 82.0%-4.2pp |
| Annual return | 14.85% | 171.19%-156.3pp | 91.64%-76.8pp | 302.99%-288.1pp |
| Employer contribution / active EE | $1,571 | $3,199-50.9% | $2,541-38.2% | $4,763-67.0% |
| Participant deferral / active EE | $2,158 | $4,784-54.9% | $4,167-48.2% | $5,983-63.9% |
| Admin fee / account holder | $4,925 | $10,136-51.4% | $6,797-27.5% | $11,252-56.2% |