See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERITAS Service code 12 · EIN 47-0098400 | Other services; Contract Administrato... | $119,680 |
BKS RETIREMENT SERVICES3 years Service code 17 · EIN 84-1921272 | Pension Consulting | $43,651 |
KCOE ISOM, LLP1 year Filed as: KCOE Service code 10 · EIN 48-0567703 | Accounting | $35,545 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,870 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,332 | $34,677+22.1% | $77,024-45.0% | $64,808-34.7% |
| Participation rate | 60.0% | 49.8%+10.1pp | 67.9%-7.9pp | 71.5%-11.5pp |
| Annual return | -19.48% | -5.33%-14.1pp | 42.32%-61.8pp | 32.82%-52.3pp |
| Employer contribution / active EE | $1,344 | $1,370-1.9% | $2,812-52.2% | $2,506-46.4% |
| Participant deferral / active EE | $2,608 | $2,556+2.0% | $4,426-41.1% | $4,310-39.5% |
| Admin fee / account holder | $319 | $179+78.9% | $5,425-94.1% | $188+70.0% |