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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,688 | $209,422+8.7% | $178,503+27.6% | $158,982+43.2% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 8.13% | 188.81%-180.7pp | 151.12%-143.0pp | 302.99%-294.9pp |
| Employer contribution / active EE | $3,802 | $5,707-33.4% | $5,011-24.1% | $4,763-20.2% |
| Participant deferral / active EE | $13,484 | $5,955+126.4% | $5,202+159.2% | $5,983+125.4% |
| Admin fee / account holder | $1,684 | $17,079-90.1% | $13,987-88.0% | $11,252-85.0% |