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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,789 | $202,342-89.7% | $172,753-88.0% | $152,909-86.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 39.23% | 1029.88%-990.6pp | 803.00%-763.8pp | 345.46%-306.2pp |
| Employer contribution / active EE | $9,059 | $5,857+54.7% | $5,144+76.1% | $4,764+90.2% |
| Participant deferral / active EE | $4,462 | $5,948-25.0% | $5,198-14.2% | $5,851-23.7% |
| Admin fee / account holder | $578 | $17,112-96.6% | $13,956-95.9% | $11,601-95.0% |