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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,694 | $63,346-62.6% | $92,240-74.3% | $70,126-66.2% |
| Participation rate | 87.2% | 68.7%+18.6pp | 76.5%+10.8pp | 69.5%+17.7pp |
| Annual return | 35.01% | 530.19%-495.2pp | 176.29%-141.3pp | 73.15%-38.1pp |
| Employer contribution / active EE | $8,410 | $2,471+240.3% | $3,680+128.6% | $2,343+259.0% |
| Participant deferral / active EE | $5,921 | $2,854+107.5% | $3,897+51.9% | $3,332+77.7% |
| Admin fee / account holder | $630 | $3,841-83.6% | $5,194-87.9% | $4,645-86.4% |