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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,289 | $165,361-3.1% | $149,715+7.1% | $158,950+0.8% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 13.63% | 348.24%-334.6pp | 276.66%-263.0pp | 302.91%-289.3pp |
| Employer contribution / active EE | $2,043 | $5,103-60.0% | $4,645-56.0% | $4,762-57.1% |
| Participant deferral / active EE | $5,041 | $7,182-29.8% | $6,842-26.3% | $5,983-15.7% |
| Admin fee / account holder | $1,766 | $10,808-83.7% | $9,310-81.0% | $11,248-84.3% |