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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,968 | $107,941-70.4% | $91,994-65.2% | $152,897-79.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 10.90% | 89.28%-78.4pp | 69.04%-58.1pp | 345.43%-334.5pp |
| Employer contribution / active EE | $2,198 | $4,212-47.8% | $3,453-36.3% | $4,764-53.9% |
| Participant deferral / active EE | $2,885 | $6,366-54.7% | $5,924-51.3% | $5,851-50.7% |
| Admin fee / account holder | $1,479 | $10,521-85.9% | $7,744-80.9% | $11,599-87.3% |