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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,715 | $91,179-55.3% | $178,499-77.2% | $79,852-49.0% |
| Participation rate | 96.8% | 69.2%+27.6pp | 81.9%+14.8pp | 69.6%+27.1pp |
| Annual return | 18.31% | 24.19%-5.9pp | 151.10%-132.8pp | 31.72%-13.4pp |
| Employer contribution / active EE | $1,623 | $3,256-50.1% | $5,011-67.6% | $2,471-34.3% |
| Participant deferral / active EE | $3,512 | $3,236+8.5% | $5,202-32.5% | $3,740-6.1% |
| Admin fee / account holder | $6,621 | $6,749-1.9% | $13,986-52.7% | $5,306+24.8% |