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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,190 | $202,342-8.5% | $172,753+7.2% | $152,909+21.1% |
| Participation rate | 77.8% | 87.1%-9.3pp | 82.6%-4.9pp | 82.5%-4.7pp |
| Annual return | 18.05% | 1029.88%-1011.8pp | 803.00%-785.0pp | 345.46%-327.4pp |
| Employer contribution / active EE | $1,724 | $5,857-70.6% | $5,144-66.5% | $4,764-63.8% |
| Participant deferral / active EE | $2,961 | $5,948-50.2% | $5,198-43.0% | $5,851-49.4% |
| Admin fee / account holder | $2,022 | $17,112-88.2% | $13,956-85.5% | $11,601-82.6% |