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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,912 | $148,623-92.7% | $135,974-92.0% | $139,466-92.2% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 0.00% | 79.30%-79.3pp | 68.30%-68.3pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,125 | $5,246-78.6% | $4,859-76.8% | $4,754-76.3% |
| Participant deferral / active EE | $7,866 | $8,103-2.9% | $7,760+1.4% | $6,712+17.2% |
| Admin fee / account holder | $1,530 | $12,406-87.7% | $10,767-85.8% | $11,409-86.6% |