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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,853 | $185,905-63.0% | $170,057-59.5% | $139,487-50.6% |
| Participation rate | 90.9% | 87.8%+3.1pp | 87.0%+3.9pp | 80.3%+10.6pp |
| Annual return | 30.14% | 60.56%-30.4pp | 53.42%-23.3pp | 373.84%-343.7pp |
| Employer contribution / active EE | $3,814 | $7,597-49.8% | $6,790-43.8% | $4,755-19.8% |
| Participant deferral / active EE | $10,542 | $11,627-9.3% | $10,411+1.3% | $6,713+57.1% |
| Admin fee / account holder | $303 | $15,397-98.0% | $12,826-97.6% | $11,407-97.3% |