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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,707 | $102,663+274.7% | $86,216+346.2% | $139,466+175.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.12% | 1924.52%-1910.4pp | 1169.42%-1155.3pp | 373.66%-359.5pp |
| Employer contribution / active EE | $2,307 | $3,035-24.0% | $2,382-3.1% | $4,754-51.5% |
| Participant deferral / active EE | $3,884 | $4,677-17.0% | $3,986-2.6% | $6,712-42.1% |
| Admin fee / account holder | $4,119 | $8,663-52.5% | $6,853-39.9% | $11,409-63.9% |