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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,837 | $102,663-16.4% | $86,216-0.4% | $139,466-38.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 13.59% | 1924.52%-1910.9pp | 1169.42%-1155.8pp | 373.66%-360.1pp |
| Employer contribution / active EE | $2,161 | $3,035-28.8% | $2,382-9.3% | $4,754-54.5% |
| Participant deferral / active EE | $7,188 | $4,677+53.7% | $3,986+80.3% | $6,712+7.1% |
| Admin fee / account holder | $18,389 | $8,663+112.3% | $6,853+168.3% | $11,409+61.2% |