Retirement plan

UNIVERSAL TRAVEL SERVICES 401(K) PROFIT SHARING PLAN

Name: BOSTON STORE DRY GOODS COMPANY GUS MAYER DIVISION - UNIVERSAL TRAVEL SERVICES 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: BOSTON STORE DRY GOODS COMPANY GUS MAYER DIVISION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNIVERSAL TRAVEL SERVICES 401(K) PROFIT SHARING PLAN, BOSTON STORE DRY GOODS COMPANY GUS MAYER DIVISION

BOSTON STORE DRY GOODS COMPANY GUS MAYER DIVISIONEIN 71-0835530Plan #001PY 2019

2615 CALDER AVE, STE 630 - BEAUMONT, TX 77702409-892-1077

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$746K

-1.3% from 2018

Total participants

+11.1% from 2018

Average account balance

$74,621

-11.2% from 2018

Annual return

-3.49%

-22.62 pp from 2018

Benchmarks

See 13,235 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort13,235 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$35K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2446

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$37K

$5317 / participant

Other / not subdivided$37K100.0%

% of EOY assets

4.988%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$74,621

$104,953-28.9%

$84,637-11.8%

$152,909-51.2%

Participation rate

100.0%

74.8%+25.2pp

68.2%+31.8pp

82.5%+17.5pp

Annual return

-3.49%

373.94%-377.4pp

258.82%-262.3pp

345.46%-349.0pp

Employer contribution / active EE

$2,339

$3,304-29.2%

$2,653-11.9%

$4,764-50.9%

Participant deferral / active EE

$5,019

$4,691+7.0%

$3,900+28.7%

$5,851-14.2%

Admin fee / account holder

$3,722

$6,244-40.4%

$4,914-24.3%

$11,601-67.9%

UNIVERSAL TRAVEL SERVICES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNIVERSAL TRAVEL SERVICES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion