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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,720 | $165,399-53.6% | $149,745-48.8% | $158,982-51.7% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 14.08% | 348.34%-334.3pp | 276.72%-262.6pp | 302.99%-288.9pp |
| Employer contribution / active EE | $2,778 | $5,105-45.6% | $4,646-40.2% | $4,763-41.7% |
| Participant deferral / active EE | $5,468 | $7,183-23.9% | $6,843-20.1% | $5,983-8.6% |
| Admin fee / account holder | $804 | $10,811-92.6% | $9,312-91.4% | $11,252-92.9% |