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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,925 | $106,280-59.6% | $96,538-55.5% | $139,487-69.2% |
| Participation rate | 57.9% | 77.8%-20.0pp | 74.3%-16.5pp | 80.3%-22.4pp |
| Annual return | 14.66% | 38.48%-23.8pp | 35.74%-21.1pp | 373.84%-359.2pp |
| Employer contribution / active EE | $995 | $4,107-75.8% | $3,740-73.4% | $4,755-79.1% |
| Participant deferral / active EE | $2,857 | $5,457-47.6% | $4,880-41.5% | $6,713-57.4% |
| Admin fee / account holder | $1,662 | $7,888-78.9% | $6,737-75.3% | $11,407-85.4% |