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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,540 | $148,623+5.3% | $135,974+15.1% | $139,466+12.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.64% | 79.30%-58.7pp | 68.30%-47.7pp | 373.66%-353.0pp |
| Employer contribution / active EE | $5,736 | $5,246+9.3% | $4,859+18.0% | $4,754+20.6% |
| Participant deferral / active EE | $6,640 | $8,103-18.1% | $7,760-14.4% | $6,712-1.1% |
| Admin fee / account holder | $1,968 | $12,406-84.1% | $10,767-81.7% | $11,409-82.8% |