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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,734 | $96,678-88.9% | $86,640-87.6% | $139,466-92.3% |
| Participation rate | 68.8% | 74.4%-5.7pp | 71.7%-3.0pp | 80.3%-11.6pp |
| Annual return | 23.08% | 106.69%-83.6pp | 592.52%-569.4pp | 373.66%-350.6pp |
| Employer contribution / active EE | $2,204 | $3,265-32.5% | $3,024-27.1% | $4,754-53.6% |
| Participant deferral / active EE | $2,414 | $4,837-50.1% | $4,438-45.6% | $6,712-64.0% |
| Admin fee / account holder | $998 | $6,410-84.4% | $5,616-82.2% | $11,409-91.3% |