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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,769 | $60,349-63.9% | $74,184-70.7% | $62,881-65.4% |
| Participation rate | 90.5% | 72.7%+17.7pp | 76.6%+13.9pp | 69.3%+21.2pp |
| Annual return | 6.94% | 21.38%-14.4pp | 17.74%-10.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $2,203 | $1,680+31.1% | $2,370-7.0% | $2,281-3.4% |
| Participant deferral / active EE | $1,025 | $2,856-64.1% | $3,550-71.1% | $3,203-68.0% |
| Admin fee / account holder | $2,342 | $4,261-45.0% | $5,586-58.1% | $4,296-45.5% |