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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,521 | $73,863+305.5% | $143,797+108.3% | $68,490+337.3% |
| Participation rate | 88.6% | 66.7%+21.9pp | 80.3%+8.3pp | 67.9%+20.7pp |
| Annual return | -19.52% | 0.91%-20.4pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $7,960 | $3,185+149.9% | $4,952+60.7% | $2,597+206.5% |
| Participant deferral / active EE | $3,826 | $3,385+13.0% | $5,638-32.1% | $4,028-5.0% |
| Admin fee / account holder | $28,457 | $5,756+394.4% | $14,679+93.9% | $5,403+426.7% |