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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,403 | $81,358+100.8% | $155,556+5.0% | $80,959+101.8% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 17.04% | 33.39%-16.3pp | 64.84%-47.8pp | 35.67%-18.6pp |
| Employer contribution / active EE | $6,592 | $3,106+112.2% | $4,675+41.0% | $2,757+139.1% |
| Participant deferral / active EE | $5,453 | $3,455+57.8% | $5,631-3.2% | $4,300+26.8% |
| Admin fee / account holder | $3,381 | $7,994-57.7% | $15,885-78.7% | $6,925-51.2% |