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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,022 | $76,407+160.5% | $150,298+32.4% | $82,448+141.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.65% | 39.99%-25.3pp | 62.79%-48.1pp | 41.64%-27.0pp |
| Employer contribution / active EE | $7,145 | $2,614+173.3% | $4,154+72.0% | $2,551+180.1% |
| Participant deferral / active EE | $5,895 | $3,214+83.4% | $5,453+8.1% | $4,139+42.4% |
| Admin fee / account holder | $4,981 | $6,352-21.6% | $14,116-64.7% | $7,234-31.1% |