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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,081 | $209,425+9.9% | $178,499+28.9% | $158,966+44.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 8.47% | 188.80%-180.3pp | 151.10%-142.6pp | 302.95%-294.5pp |
| Employer contribution / active EE | $5,461 | $5,707-4.3% | $5,011+9.0% | $4,762+14.7% |
| Participant deferral / active EE | $6,082 | $5,955+2.1% | $5,202+16.9% | $5,983+1.7% |
| Admin fee / account holder | $7,628 | $17,078-55.3% | $13,986-45.5% | $11,250-32.2% |