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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,314 | $115,810+4.8% | $101,271+19.8% | $158,966-23.7% |
| Participation rate | 91.3% | 79.4%+11.9pp | 75.8%+15.5pp | 82.0%+9.3pp |
| Annual return | 4.17% | 56.15%-52.0pp | 46.48%-42.3pp | 302.95%-298.8pp |
| Employer contribution / active EE | $1,426 | $4,175-65.8% | $3,660-61.0% | $4,762-70.1% |
| Participant deferral / active EE | $2,603 | $4,958-47.5% | $4,371-40.4% | $5,983-56.5% |
| Admin fee / account holder | $17,190 | $7,248+137.2% | $5,948+189.0% | $11,250+52.8% |