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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,008 | $198,457-38.0% | $170,435-27.8% | $147,586-16.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.73% | 257.30%-240.6pp | 205.94%-189.2pp | 578.59%-561.9pp |
| Employer contribution / active EE | $9,108 | $6,183+47.3% | $5,432+67.7% | $4,876+86.8% |
| Participant deferral / active EE | $4,544 | $5,629-19.3% | $4,939-8.0% | $5,439-16.4% |
| Admin fee / account holder | $792 | $16,852-95.3% | $13,881-94.3% | $10,886-92.7% |