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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,644 | $72,273-14.7% | $101,275-39.1% | $79,856-22.8% |
| Participation rate | 63.9% | 68.5%-4.6pp | 75.8%-11.9pp | 69.6%-5.8pp |
| Annual return | 16.04% | 22.30%-6.3pp | 46.48%-30.4pp | 31.71%-15.7pp |
| Employer contribution / active EE | $1,528 | $2,691-43.2% | $3,660-58.3% | $2,471-38.2% |
| Participant deferral / active EE | $3,254 | $3,282-0.8% | $4,371-25.5% | $3,741-13.0% |
| Admin fee / account holder | $519 | $4,401-88.2% | $5,948-91.3% | $5,306-90.2% |