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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,547 | $85,171+83.8% | $172,752-9.4% | $72,975+114.5% |
| Participation rate | 61.7% | 70.1%-8.4pp | 82.6%-20.9pp | 69.5%-7.8pp |
| Annual return | 16.43% | 27.32%-10.9pp | 802.97%-786.5pp | 81.01%-64.6pp |
| Employer contribution / active EE | $1,775 | $3,324-46.6% | $5,144-65.5% | $2,440-27.2% |
| Participant deferral / active EE | $3,813 | $3,260+17.0% | $5,198-26.6% | $3,608+5.7% |
| Admin fee / account holder | $4,502 | $5,880-23.4% | $13,955-67.7% | $5,124-12.1% |