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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,436 | $118,496-65.0% | $98,461-57.9% | $139,466-70.3% |
| Participation rate | 95.7% | 77.5%+18.2pp | 75.2%+20.5pp | 80.3%+15.3pp |
| Annual return | 18.97% | 18.96%0pp | 21.17%-2.2pp | 373.66%-354.7pp |
| Employer contribution / active EE | $864 | $3,611-76.1% | $3,049-71.6% | $4,754-81.8% |
| Participant deferral / active EE | $2,507 | $5,393-53.5% | $4,738-47.1% | $6,712-62.6% |
| Admin fee / account holder | $1,053 | $14,056-92.5% | $8,961-88.3% | $11,409-90.8% |