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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,368 | $56,484-0.2% | $169,452-66.7% | $64,173-12.2% |
| Participation rate | 90.9% | 64.5%+26.4pp | 77.8%+13.1pp | 69.6%+21.3pp |
| Annual return | -8.37% | -1.55%-6.8pp | 1.83%-10.2pp | 7.63%-16.0pp |
| Employer contribution / active EE | $3,370 | $1,832+83.9% | $4,157-18.9% | $2,381+41.5% |
| Participant deferral / active EE | $5,851 | $3,448+69.7% | $5,277+10.9% | $3,470+68.6% |
| Admin fee / account holder | $2,551 | $4,174-38.9% | $9,110-72.0% | $4,887-47.8% |