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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,848 | $107,368-68.5% | $92,915-63.6% | $152,909-77.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 10.35% | 145.64%-135.3pp | 109.45%-99.1pp | 345.46%-335.1pp |
| Employer contribution / active EE | $7,882 | $4,222+86.7% | $3,653+115.7% | $4,764+65.4% |
| Participant deferral / active EE | $5,018 | $4,848+3.5% | $4,238+18.4% | $5,851-14.2% |
| Admin fee / account holder | $429 | $7,082-93.9% | $5,796-92.6% | $11,601-96.3% |