Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,575 | $78,428-49.5% | $95,960-58.8% | $79,852-50.4% |
| Participation rate | 45.2% | 73.5%-28.3pp | 77.1%-31.9pp | 69.6%-24.5pp |
| Annual return | 7.75% | 19.37%-11.6pp | 91.63%-83.9pp | 31.72%-24.0pp |
| Employer contribution / active EE | $875 | $1,945-55.0% | $2,541-65.6% | $2,471-64.6% |
| Participant deferral / active EE | $1,215 | $3,440-64.7% | $4,167-70.8% | $3,740-67.5% |
| Admin fee / account holder | $1,404 | $5,622-75.0% | $6,797-79.3% | $5,306-73.5% |