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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,835 | $84,236+63.6% | $170,435-19.1% | $70,126+96.6% |
| Participation rate | 89.3% | 70.8%+18.5pp | 83.6%+5.7pp | 69.5%+19.7pp |
| Annual return | 10.11% | 23.06%-13.0pp | 205.94%-195.8pp | 73.15%-63.0pp |
| Employer contribution / active EE | $8,237 | $3,387+143.2% | $5,432+51.6% | $2,343+251.6% |
| Participant deferral / active EE | $4,800 | $3,086+55.6% | $4,939-2.8% | $3,332+44.1% |
| Admin fee / account holder | $43,300 | $5,698+659.9% | $13,881+211.9% | $4,645+832.1% |