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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,257 | $78,670-48.8% | $109,173-63.1% | $85,847-53.1% |
| Participation rate | 92.8% | 68.3%+24.5pp | 75.9%+16.9pp | 69.3%+23.4pp |
| Annual return | 12.15% | 25.09%-12.9pp | 25.75%-13.6pp | 318.61%-306.5pp |
| Employer contribution / active EE | $1,748 | $2,734-36.1% | $3,723-53.1% | $2,565-31.9% |
| Participant deferral / active EE | $2,884 | $3,467-16.8% | $4,654-38.0% | $3,952-27.0% |
| Admin fee / account holder | $1,892 | $5,469-65.4% | $6,755-72.0% | $6,261-69.8% |