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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,435 | $88,672-45.4% | $105,223-54.0% | $82,448-41.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 15.50% | 30.86%-15.4pp | 180.65%-165.2pp | 41.64%-26.1pp |
| Employer contribution / active EE | $2,349 | $3,048-22.9% | $3,689-36.3% | $2,551-7.9% |
| Participant deferral / active EE | $3,729 | $4,036-7.6% | $5,072-26.5% | $4,139-9.9% |
| Admin fee / account holder | $6,276 | $7,146-12.2% | $8,859-29.2% | $7,234-13.2% |