Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,443 | $50,947+8.8% | $74,551-25.6% | $64,173-13.6% |
| Participation rate | 41.3% | 61.1%-19.8pp | 69.1%-27.8pp | 69.6%-28.3pp |
| Annual return | -9.05% | -1.85%-7.2pp | 32.53%-41.6pp | 7.63%-16.7pp |
| Employer contribution / active EE | $552 | $1,115-50.5% | $1,961-71.9% | $2,381-76.8% |
| Participant deferral / active EE | $1,863 | $2,302-19.0% | $3,108-40.1% | $3,470-46.3% |
| Admin fee / account holder | $1,929 | $4,221-54.3% | $5,059-61.9% | $4,887-60.5% |